While the majority of business owners still tends to open accounts in traditional walk-in and brick-and-mortar banks, the reality is slowly starting to show them the other side of the coin. Although EMIs and payments services cannot offer services such as loans, letters of credit etc, they can certainly facilitate day-to-day transactions, debit cards and most common banking services. And this is exactly what the majority of international business owners is looking for.

EMIs offer remote corporate bank accounts opening, with an often wide range of currencies offered. Account opening is much faster while the fees are often lower. Non-resident companies are often accepted. With a speedy process of account opening, sometimes a simple scan of your documents is required without any certification. If you are skeptical about online banks, do not worry. Findove cooperates with EMIs and payment services that are licensed by the same institutions like banks (ex. UK – FCA (Financial Conduct Authority )

Country

Currencies

Minimum deposit / Minimum card  balance

Cards

Corporate Account Opening Fee

Personal Account Opening Fee

Other Benefits

Antigua BANK

$

£
CDN$

$10,000 /
$ 10,000

MasterCard
VISA
Union Pay

1,400 €

800 €

Accepts Offshores

5/5

Belize BANK

$

£
CDN$

$10,000 /
No minimum balance

No

1,400 €

800 €

Facilitate Accounts for Crypto Currency Platforms

3.5/5

UK PAYMENT SERVICE

$

£
CDN$ + 22 More

$10,000 /
No minimum balance

MasterCard

1,200 €

800 €

Accepts Licensed Crypto

4/5

Lichtenstein Bank 

EUR-Investment Accounts

250,000 € /
250,000 €

Insignia Credit cards

1,200 €

800 €

Various Banking Services

4.5/5

Hong Kong Payment Service

$

£

No minimum deposit /
No minimum balance

Account opening fee 800-6000

No

1,200 €

N/A

Accepts Crypto, Forex, Gaming

3.5/5

St. Lucia Bank

$

£

Personal account:
$ 1,500 / $ 5,000
Corporate account:
$ 5,000 / $ 5,000

Visa

1,400 €

800 €

Accepts Offshore Companies

4.5/5

Cyprus PAYMENT SERVICE

$

£ + other currencies

No minimum deposit /
No minimum required balance

No

1,200 €

N/A

For IT, Software Development

4/5

Swiss Bank

$

£ + other currencies

Personal account:
$ 5,000 / $ 1,000
Corporate account:
$ 10,000 / $ 1,000

VISA
MasterCard

1,400 €

800 €

Brokerage Accounts, Investments

4.5/5

Netherlands PAYMENT SERVICE

$

No minimum deposit /
No minimum required balance

No

1,200 €

N/A

Accepts High Risk in The Category “Adult”, Merchant Accounts

4/5

Vanuatu Bank


S$
AU$
NZ$

1,500€ /
No minimum required balance

No

1,400 €

800 €

Asset and Wealth Management

3.5/5

Macedonia Bank

$

£

No minimum deposit /
No minimum required balance

VISA
for personal accounts

1,400 €

800 €

Letters of Credit

4/5

Lithuania PAYMENT SERVICE

No minimum deposit /
No minimum required balance

MasterCard

1,200 €

800 €

Only Residents from EU

4.5/5

Curacao Bank

$

$10,000 /
$ 10,000

No

1,400 €

800 €

4/5

Puerto Rico Bank

$

No minimum deposit /
No minimum required balance

No

1,400 €

800 €

Accepts Offshore Companies

4.5/5

Panama Payment Service

$

0-2,500 € Account Opening
No minimum deposit /
No minimum required balance

No

1,200 €

800 €

Accepts Offshore Companies and High Risk Business, Crypto

4/5

UK Payment Service

$

No minimum deposit /
No minimum required balance

No

1,200 €

800 €

Accepts Offshore Companies and High Risk Business, Crypto

4/5

Hong Kong Payment Service 
(statrys)

£

No minimum deposit /
No minimum required balance

MasterCard

1,200 €

N/A

3.5/5

Hong Kong Payment Service 
(currenxie)

$

£ + other currencies

No minimum deposit /
No minimum required balance

MasterCard

1,200 €

N/A

3.5/5

Estonia PAYMENT SERVICE


Crypto Currencies

No minimum deposit /
No minimum required balance

MasterCard

1,200 €

N/A

A Platform to Send, Receive, Withdraw, Exchange & Buy Crypto

4.5/5

Lithuania PAYMENT SERVICE PAYLAR  (PAYLAR)

$
£

No minimum deposit /
No minimum required balance

No

1,200 €

800 €

Accepts Offshore Companies and High Risk Business, Crypto

4/5

Kazakhstan PAYMENT SERVICE 
(ClickandCollect)

$
£

No minimum deposit /
No minimum required balance

No

1,400 €

800 €

Accepts Offshore Companies and High Risk Business, Crypto

4/5

Singapore PAYMENT SERVICE 
(PayOP)

$
£

No minimum deposit /
No minimum required balance

No

1,400 €

800 €

Merchant Accounts for Gaming

4.5/5

PAYDO

$

CHF
₽ + others

No minimum deposit /
No minimum required balance

No

1,200 €

800 €

Accepts Offshore Companies and High Risk Business

4/5

A Bank in the USA

$

No minimum deposit /
No minimum required balance

No

1,400 €

N/A

Accepts Only American Companies

3.5/5

Mauritius Payment Service

$
€ + others

10,000 € /
No minimum blanace

No

1,400 €

800 €

Brokerage Accounts Only: Bonds, Stocks, FX …

4/5

MY POS

$
€ + others

No minimum deposit /
No minimum required balance

VISA

1,200 €

N/A

Merchant Accounts

4/5

Jurisdictions For Company Formation

Country

Tax rate

Registry of the beneficial owners open/closed

Ideal for business

Other Benefits

By Visit / Remotely

Timeline to form a company

Company set up fee

Serbia

10-15%

Open

Business diversification, any business

Various banking solutions in the country, residency optimization, not a CRS member ye

By visit or remotely

5 working days

1,600 €

Montenegro

/

Open

Business diversification, any business

Various banking solutions in the country, residency optimization, not a CRS member yet

By visit or remotely

5 working days

2,000 €

NEvis

0%

Closed

Private Investment Company, any business, legal protection

Ideal for privacy

Remotely

Marshall Islands

0%

Closed

Private Investment Company, any business

Ideal for privacy

Remotely

USA

0%

Closed

Private Investment Company, any business

Gibraltar

0%

Closed

Private Investment Company, any business

UK LLC, LTD

0%

Closed

Canada General Partnership

0% for non-resident companies

Closed

Private Investment Company, any business

Excellent reputation and banking

By visit or remotely